Life in Taiwan - Group Medical Insurance

Background and Regulation

International students are obligated to underwrite the insurance policy. If you would like to use your own insurance that you have purchased from your country, please verify it in one of Taiwan's embassies or representative offices in your country. If not, we will enroll you into Group Medical Insurance for a fee of TWD 500 each month before joining NHI.

Process of Payment

The Group Medical Insurance fee is a one-time and non-refundable payment included in the tuition fee every semester. The cost is TWD 500 each month (according to the fee criteria by insurance company, so payment per semester is TWD 3,000 (from September to February and March to August).

Medical Treatment Procedures

If you need to receive medical treatment, please check the remarks to make sure that your medical treatment is included in this insurance and follow the procedures below:

  1. Go to a hospital or clinic near you for treatment. We recommend NTU students to go to the NTU Health Center as it is on campus and is easily accessible.
  2. Claim for a certificate of your diagnosis.
  3. Pay the full fee for the treatment and get both the payment receipt and the certificate of diagnosis.

Compensation Application Procedures

For compensation claiming, you need to bring the following listed documents to the OIA so that we can help you submit them to insurance company:

  1. The original receipts of payment
  2. The original certificate of diagnosis
  3. Photocopy of your Post Office passbook cover
  4. Compensation Application Form

a. Download this form and fill it out

b. Click here to get English help on filling out the form. Please do not fill out on this form. Use the original one instead.

  1. Passport photocopy 
  2. ARC photocopy

Please note:

For the same symptoms, the insurance company covers only one visit per day. The maximum coverage per visit is TWD 1,000, but does NOT include the hospital or clinic registration fee.

Insurance Coverage

Outpatient/Clinic:

- Physicians and specialists consultations, medical treatment and surgery

- Prescribed medicines and injection

- Diagnostic laboratory tests and surgical appliances

Hospitalization:

- Physicians and specialists consultations, medical treatment and surgery

- Prescribed medicines and injection

- Diagnostic laboratory tests and surgical appliances

- Basic room and board including general nursing care

- Policy Coverage:
Insurance covers accidents or sickness occurring in the Taiwan area. Accidents or sicknesses that require specialized medical care or that have occurred before the insurance policy was taken out will not be covered.

Remarks

- This policy does NOT cover medical treatment incurred by the following situation or personal behavior:

- Suicidal behavior, alcohol abuse, drug abuse, overdose, any sickness or damage result from illegal behavior and warfare

- Complication incurred by vibriosis, pregnancy, miscarriage or labor

- Health exams, optical correction, inoculation, elective cosmetic surgery, dental scaling, denture, prosthesis, ocular prosthesis

- Ambulance, diagnosis statement, the fee for assigning doctors, special nursing, any costs not relevant to the treatment

- Systemic lupus erythematosus, Hemophilia, Hyperhidrosis, AIDS-Acquired Immunodeficiency Syndrome, sexually transmitted disease, congenital disorder, vasectomy, organ transplant, and any disease diagnosed before the insurance policy taken out

- Hospitalized patients with dental therapies, medical care, and rehabilitation

Update: 2020 / 05 / 12